The House Edge of Baccarat

Baccarat is one of the world’s most popular casino games. The game can be found in a variety of settings, from sticky-floor California card rooms to the tuxedo-laden casinos of Monaco. It is played by both casual and serious gamblers alike, with players ranging from novices to the highest rollers. While many casino games have a high house edge, Baccarat is a low-risk game with a very reasonable 1% house edge on both Banker and Player bets.

The goal of a live baccarat game is to predict which of the two hands will subsequently acquire a total that is closest to nine. This can be done by betting on either the Bank hand or the Player hand, or alternatively wagering that the round will finish as a tie. During the course of each round, the dealer deals two cards to each of the Banker and Player hands. The winner is the hand that comes closest to a total of 9.

While the exact origins of baccarat are unclear, the game is believed to have originated in the 1500s Rome Italy. It was first invented by Felix Falguiere based on an old Etruscan legend of a virgin woman who had to throw a nine-sided die in order to decide her fate. If she threw lower than 6, she was condemned to the sea to drown.

As the game moved from Italy to neighboring France, it gained popularity with royalty and the aristocracy. The name baccarat translates to “zero,” a reference to the fact that tens, jacks, and queens count as zero points, while aces count as one.

A baccarat table is about the size of a craps table and has three casino dealers and up to 14 players. During the game, the casino banks the game and follows fixed rules for the player and banker hands to determine whether a third card is drawn. The game also offers a third bet, a tie, which pays out eight to one but has a much higher house edge of over 14 percent. Most serious players stick with player or banker bets.

As with any gambling game, it is important to understand the house edge of baccarat and how it works before you start playing. A good way to do this is to develop a plan for how much you want to spend on each bet. This is particularly important when you are starting out in baccarat, since you may not have a lot of experience. In this case, it is important to set a limit before you play and keep track of your winnings and losses. This will help you avoid going broke before you have a chance to build your bankroll up. Having a predetermined budget is also useful for keeping you from making rash decisions.